Umbrella Insurance in Georgia
Georgia residents are not required by law to obtain umbrella insurance, but there are many instances where this protection can benefit you. Your typical insurance policy has preset limits that determine how much will be paid out if you need to access your coverage benefits. It's vital to assess your situation in life and decide if your current indemnifications are sufficient.
Your umbrella insurance is designed to supplement existing policies and to provide you with compensation when their limits have been breached. In addition, they can often give a greater blanket of protection than your standard policy. Umbrella policies are not meant to stand alone, nor will they cover scenarios outside the realm of your current policies.
Many Georgia residents realize the potential to lose their assets when faced with a situation that will exceed their coverage. For example, these costs can quickly escalate when you are held responsible for medical bills due to accidents on your property, car wrecks, or even from your dog biting someone. Georgia renters can also benefit from buying umbrella insurance, as they are often held to the same diligence standards when someone hurts themselves inside their residence.
Umbrella insurance is available for various indemnification products, including commercial insurance for your property, business, or vehicles, standard automobile insurance, homeowners, renters, motorcycle, and boats. If you own valuables, collectibles, or other items that would be difficult to replace, umbrella insurance is often a wise investment.
Strickland Advisory Group Inc. is pleased to offer all visitors to our website access to a free rating tool that will enable you to get a quote on homeowners or auto insurance.
We invite you to stop by our office or to call, and one of our knowledgeable representatives can tailor a policy to suit your needs. Strickland Advisory Group Inc. exists to help valued Fayetteville, GA clients like you.