How Accident Forgiveness Affects Your Auto Insurance

Accidents happen. Despite our best efforts to drive safely, it’s nearly impossible to predict and control all circumstances on the road. Here at Strickland Advisory Group in Fayetteville, GA, we believe it’s important to understand how accident forgiveness can impact your auto insurance policy.

What is Accident Forgiveness?

Accident forgiveness is a feature of an auto insurance policy which protects your insurance rate from increasing as a result of your first at-fault accident. This can lead to significant savings, particularly if you have a good driving record.

Who’s Eligible for Accident Forgiveness?

Eligibility for accident forgiveness differs from insurer to insurer. With some, it’s a standard inclusion, while others offer it as an add-on. Generally, you’ll need to have a good driving record and be insured with the company for a certain period.

Why Accident Forgiveness Matters?

Without accident forgiveness, an at-fault accident can raise your insurance rates significantly. This feature can therefore provide financial relief and peace of mind, particularly for safe drivers who have an unexpected accident.

Here at the Strickland Advisory Group in Fayetteville, GA, we understand the importance of keeping auto insurance rates manageable. To learn more about accident forgiveness or any other aspects of auto insurance coverage, don’t hesitate to reach out to our expert team. We’re here to guide you effectively through your auto insurance journey.